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How Much Is Your Auto Accident Compensation Worth? Car accident damages are designed to compensate the victims of the collision. Some of the damages include damages to property, medical bills and suffering and pain. In New York you have three years following an accident to make a claim. But, if you wait too long could endanger your case. As time passes, evidence could be lost or destroyed witnesses could forget important details. Damages In the event of a car accident, victims may be awarded compensation for the economic loss they suffered for medical bills and lost wages. They may also be awarded compensation for non-economic damages, such as pain and suffering. However, how much your claim is worth will depend on the severity of your injuries and the impact they have on your life. A knowledgeable attorney for car accidents can help you determine the worth of your injuries as well as property damage, and negotiate with the insurance company to negotiate a fair settlement. However, remember that insurance companies exist to make a profit. They will do all they can to pay your claim as inexpensively as they can. You need an attorney who will fight to get the maximum amount you are entitled to. In addition to the costs of repairing your vehicle, you can also claim reimbursement for personal items that were damaged by the collision. This includes your shoes, clothing and jewelry. You can also receive compensation for costs related to cleaning your home, gardening or childcare, if you are unable to do these tasks due to injuries. In determining the worth of your claim, the deductible is also considered. You'll need to pay your deductible first before the insurance company begins paying for damages. You can then start a lawsuit against the driver who is at fault in order to recover any remaining sums of your damages. Medical bills The medical bills that arise from a car crash can quickly add up. The cost of an ambulance ride, hospital stay and inpatient treatment can amount to several thousand dollars or more. In addition, the cost for physical therapy, prescription medications and other medical care could continue to rise as the person who was injured continues to recover. The driver at fault is responsible for paying a victim's losses as well as medical expenses in the event that they are found to be responsible in a lawsuit. However the law doesn't typically require the at-fault party to pay their medical bills of their victim on an ongoing basis. If you are not in a state that is no-fault the first step to getting reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). Depending on your policy limits it could be able to pay for the majority or all of your medical expenses. You must also make a claim through the insurance policy of the driver who is at fault for any liability insurance they carry along with the uninsured motorist coverage of your own car policy. These policies can reimburse you for your medical expenses, but they generally include deductibles or other conditions. A seasoned lawyer can help you get your medical bills paid. auto accident lawsuit raleigh will enable you to reduce the amount you spend on medical bills and focus on recovering. Loss of wages Accidents in the car can prevent you from going to work. You may be unable to pay your bills and lose income due to. You may have to borrow money from friends or family members. It can also take months to settle your case. During this time, you'll have to pay the bills yourself and wait for the settlement. A claim for lost wages could aid you in recovering the money you could have earned not to be injured in a car accident. This can include hourly wages and salary, however it can also include other financial benefits such as bonuses and raises. Your lawyer can assist you determine your lost earnings. You can claim compensation for lost wages with a no-fault insurance company, or even a lawsuit against the party who is at fault. The typical claim will involve your medical bills, evidence that you missed work because of your injuries, and documentation of your diminished earning capacity. This is often called demand packages. You'll have to provide a letter from the employer verifying the details of your job, including the days that you were absent because of your injury and the hours that you normally work. Additionally, you will need to provide your paystubs as well as tax documents. An attorney can help gather these documents and prepare an appealing demand package to present to the insurance company or judge in your case. Suffering and pain Some expenses associated with accidents can be calculated to the penny, like emergency services, medical costs and surgeries, medication lost wages, etc., but others cannot. These losses that are not quantifiable are referred to as pain and suffering, and are an essential component of a victim's compensation claim. Both the emotional and physical consequences of an accident can be included in suffering and pain. The injuries sustained by a victim could have a lasting impact on their life which can lead to permanent disabilities or even death. Someone who has suffered a debilitating head injury, for instance might never be functional or work normally. These types of injuries can be worth an enormous settlement. In most cases, the amount of suffering and pain a victim receives depends on the extent of their injuries and how the injury has impacted their lives. An experienced attorney will research the specifics of your case and determine the appropriate amount of settlement. They will utilize previous settlement amounts for similar injuries as a basis to provide you with an idea of what your case is worth. In reality, insurance companies frequently try to discredit victims with claims of suffering and pain by claiming that their emotional or physical injuries aren't as serious. A knowledgeable lawyer can resist these tactics and negotiate on your behalf with the insurer to ensure you receive an appropriate settlement.